在生活、工作和學(xué)習(xí)中，許多人都寫過作文吧，借助作文人們可以反映客觀事物、表達思想感情、傳遞知識信息。寫起作文來就毫無頭緒？以下是小編精心整理的錢，昨天——今天——明天英語作文，希望對大家有所幫助。
錢，也就是貨幣。在錢的發(fā)展的歷史中，它以實物貨幣、金屬貨幣、紙幣、電子貨幣等等的形式出現(xiàn)。
Money is money. In the history of the development of money, it appears in the form of physical currency, metal currency, paper currency, electronic currency and so on.
錢的昨天就是一些實物貨幣、金屬貨幣。實物貨幣就是一些古希臘時的牛和羊、非洲和印度的象牙、美洲土著人和墨西哥人的可可豆這一類的東西。而這些實物貨幣對人類來說，很不方便也很不安全。所以很快就被淘汰了。接著就產(chǎn)生了金屬貨幣。金屬貨幣最初是由銅等低價的金屬充當(dāng)?shù)模髞砭椭饾u固定在金銀上。我國的古銅幣有刀幣、布幣、鏟幣、環(huán)錢等。雖然金屬貨幣比起實物貨幣要方便些，但還是有點笨重了，而且也不夠安全，所以不久后也被淘汰了。
Yesterday's money was some real money, metal money. The real currency is something like cattle and sheep of ancient Greece, ivory of Africa and India, cocoa of Native Americans and Mexicans. These real currencies are inconvenient and unsafe for human beings. So it was eliminated soon. Then came metal money. Metal money was initially made of low-priced metals such as copper, and later gradually fixed on gold and silver. China's ancient copper coins include knife coins, cloth coins, shovel coins and ring coins. Although metal currency is more convenient than real currency, it is a bit cumbersome and unsafe, so it was eliminated soon.
錢的今天就是我們現(xiàn)在普遍使用的紙幣。我國著名的紙幣就是四川的“交子”。它是世界上最早的紙幣。它與昨天的錢有很大的不同。紙幣是獨立貨幣。比起往日的錢，它最大好處就是其攜帶的方便性，但它的安全性就得不到保證了，因此我們經(jīng)常發(fā)現(xiàn)會有假幣。
Today's money is the common paper money we use now. China's famous paper currency is Jiaozi in Sichuan Province. It is the first paper money in the world. It's very different from yesterday's money. Paper money is an independent currency. Compared with the past money, its biggest advantage is its portability, but its security can not be guaranteed, so we often find that there will be counterfeit money.
明天的.錢即將面世了——電子貨幣。目前的電子貨幣主要有銀行卡和網(wǎng)上電子貨幣兩種。比較著名的有數(shù)字現(xiàn)金、第一虛擬、網(wǎng)絡(luò)現(xiàn)金、賽博現(xiàn)金和硬幣等。相對于昨天和今天的貨幣來說，電子貨幣非常安全，攜帶也很方便，為人類交易活動的進一步發(fā)展提供了支付手段的準(zhǔn)備。
Tomorrow's money is coming out - electronic money. At present, there are two kinds of electronic currency: bank card and online electronic currency. More famous are digital cash, first virtual, online cash, cyber cash and coins. Compared with yesterday's and today's money, electronic money is very safe and convenient to carry, which provides the preparation of payment means for the further development of human transaction activities.
明天的錢——電子貨幣作為貨幣形態(tài)演變的最新形式，是一種在網(wǎng)上電子信用上發(fā)展起來的，以商用電子機具和各類交易卡為媒介，以電子計算機技術(shù)和現(xiàn)代通信技術(shù)為手段，以電子脈沖進行資金傳輸和存貯的信用貨幣。通過網(wǎng)上銀行進行的金融電子信息交換，電子貨幣與紙幣等其它貨幣形式相比，因為具有保存成本低，流通費用低，標(biāo)準(zhǔn)化成本低，使用成本低等優(yōu)勢，所以將進一步降低人類的交易費用，這對人類的交易行為產(chǎn)生重大影響。
Tomorrow's money electronic currency, as the latest form of currency form evolution, is a kind of credit currency developed on the Internet electronic credit, with commercial electronic machines and tools and all kinds of transaction cards as the medium, with electronic computer technology and modern communication technology as the means, with electronic pulse for capital transmission and storage. Compared with other monetary forms such as paper money, e-money has the advantages of low cost of preservation, low cost of circulation, low cost of standardization and low cost of use, so it will further reduce human transaction costs, which has a significant impact on human transaction behavior.
當(dāng)然，電子貨幣作為一種占主導(dǎo)地位的支付手段的前提條件是網(wǎng)上商業(yè)活動成為社會的主流商業(yè)模式，這個前提條件尚不充分具備時，電子貨幣只能作為一種輔助性的支付手段起作用。但是這個條件在IP網(wǎng)絡(luò)革命的推動下正日益成熟，電子貨幣完全取代紙幣的嶄新的貨幣時代即將來臨，任何人在任何時間任何地點都能交易將會實現(xiàn)，人類的交易活動也將揭開新的篇章，而錢的明天，也將會更加美好。
Of course, as a dominant means of payment, the prerequisite for e-money is that online business activities become the mainstream business model of the society. When this prerequisite is not fully met, e-money can only play a role as an auxiliary means of payment. But this condition is becoming more and more mature under the promotion of IP network revolution. A new currency era is coming when electronic currency completely replaces paper currency. Anyone can trade at any time and any place will be realized, and human trading activities will open a new chapter, and the future of money will be better.
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